Gifts of Cash
Subject to certain limitations, all cash gifts are fully deductible in the year given.

Gifts of Securities, Real Estate, and Personal Property
Gifts of appreciated securities or real and personal property represent significant tax advantages for you, as well as providing valuable support for Ridge Haven. Such gifts are generally charitable contributions valued at the fair market value of the donated asset, and also avoid capital gains taxes.

Bequests
Gifts made through a will or living trust may be for specific sums or for a specific percentage of the estate. The estate will receive a charitable deduction for the value of the property passing to Ridge Haven.

Gifts of Life Insurance
Ownership of a life insurance policy can be transferred to Ridge Haven, yielding tax benefits to the donor. Any subsequent premiums paid by the donor on the gifted policy may also qualify as a charitable deduction.

Charitable Remainder Trusts
Charitable remainder trusts provide current income for the donor or surviving beneficiaries, and allow for Ridge Haven to benefit from the remainder interest at a specified time in the future, usually the donor’s or surviving beneficiary’s death. The tax benefits for the donor depend on the payout provisions over the life of the trust.

Charitable Lead Trusts
A charitable lead trust provides current income for Ridge Haven for a number of years, and then the principal is returned to the designated beneficiary after a predetermined length of time. The tax benefits for the donor depend on the payout provisions over the life of the trust. Planned giving allows flexibility and tax advantages for donors who wish to make gifts to Ridge Haven. Planned gifts can be tailored to meet the needs of the donor and his or her family while at the same time providing for the current and future needs of Ridge Haven. One can even make a tax-deductible contribution now, but decide later those Christian ministries that you would like to see benefit from your gift.